Date of Award


Degree Name

Master of Arts



First Advisor

Dr. Ronald C. Kramer

Second Advisor

Dr. Douglas Davidson

Third Advisor

Dr. Charles Crawford

Access Setting

Masters Thesis-Open Access


This thesis elaborates on the nature and scale of state-corporate crime in the Lincoln Savings & Loan Scandal. It provides an account of a political history of the savings and loan industry, the effect of economic deregulation, and the Garn-St. Germain deregulation legislation in the 1980s, which produced the criminogenic (conducive to crime) environment in the savings and loan industry.

This case study supports the hypothesis that criminal behavior at the organizational level results from a coincidence of pressure for goal attainment, availability and perceived attractiveness of illegitimate means, and an absence of effective social control. Therefore, the Lincoln Savings & Loan Scandal represents an example of state-corporate crime in which the pursuit of profit by a corporation along with the failure of state agency to effectively monitor Lincoln Savings & Loan Association, which resulted in a host of criminal activities. Thus, given an integrated theoretical framework, an analysis of state-corporate crime can be integrated through three major theoretical approaches to measure the empirical support for state-corporate crime and the theoretical interpretation of organizational misconduct.

Included in

Sociology Commons